Every Friday, at Peaceful Divas, is “Bill Pay Friday”!! Basically, all Divas are challenged to pay their bills on payday, BEFORE they go out and spend ANY money over the weekend! “What you talking ‘bout Willis?” Yes that’s right, sit down and figure out what is due and what you have coming in before you go out shopping or out to dinner OR even before HOSTING A FAB BARBECUE THIS WEEKEND! Trips and busy schedules will tempt us to do some “mental budgeting”. You know, “mental budgeting”, where you mentally calculate how much money you have without actually sitting down and balancing the old checkbook!
As I discussed last week, and what you already know, MENTAL BUDGETING DOES NOT WORK!!! It actually sets you up for overspending and rationalizing purchases without looking at the bottom line! Look, I am not saying don’t enjoy your holiday weekend. I am just saying PLAN for it and enjoy it without “weekend spending remorse” on Monday! I found an awesome “barbecue/grilling shopping list” from Wal-Mart: Click Here (If you are not a Wal-Mart girl, don’t fret–you can certainly find other printable grilling shopping lists, the point is to plan BEFORE you buy!
Also, look for coupons for barbecue items! Check out http://www.coupons.com/, go to your favorite grocery store’s website, or head on over to http://www.savinsome.com/ for a variety of grocery store deals!!
Have a Fantastic Holiday!!
I am SO glad I read this today because I'm totally guilty of mental budgeting…and it just DOES NOT WORK. We have overdrawn our account so many times because of it. I am paying much closer attention to things now and writing everything down!
Great tip! Have a great weekend!
suchakingdom.blogspot.com
That's a great tip and something that I should probably take to heart. Thanks